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From franchise and independent dealers to BHPH, commercial, and salvage segments, EDS offers a complete GAP portfolio designed to fit diverse dealership models and vehicle types while protecting customers’ vehicle investments. Flexible programs support a wide range of vehicles, including rideshare and Tesla models.
Boost F&I performance and expand your profits with EDS GAP. Our products safeguard your customers’ vehicle investments while delivering a versatile GAP solution that adds value to your F&I portfolio, helps close more deals, and supports long-term customer retention.
$50,000 - Per payable loss
Current Plus 20 Years Prior
Up to 96 months (On Franchise, Independent, Ford Commercial, Medium Duty Truck GAP programs only)
Included or available with surcharge on specific programs. Includes rideshare services (Uber, Lyft, etc.)
Programs and coverages may vary by state/lender. Please refer to the GAP Waiver for definitions, additional terms, conditions, limitations, and exclusions. GAP coverage can be canceled at any time in accordance with the GAP Waiver. Dealership employees are excluded from coverage. Ford Flex and Ford Commercial products must be financed by Ford Motor Credit. Not available in all states. GAP products must be sold at time of vehicle sale or lease.
*BHPH and Salvage GAP up to 125% LTV only; Heavy Duty Truck GAP up to 115% LTV only
$50,000 - Per payable loss
Up to $125,000
Current Plus 20 Years Prior
Unlimited
66 or 75 Months
Up to 12,500
*Must be sold in conjunction with Ford Motor Credit financing. Not available in ME, MI, NH, NY, NC, OH, PA, UT, VA, or Washington, DC.
$50,000 - Per payable loss
Up to $200,000
Current Plus 20 Years Prior
Unlimited
Up to 96 Months
Up to 37,000
*Must be sold in conjunction with Ford Motor Credit financing.
$50,000 - Per payable loss
Unlimited
Current Plus 20 Years Prior
115%
Loans: Up to 84 Months; Leases: Up to 60 Months
19,501 and up
Not available in CA or NY. Not permitted on leased vehicles in TX.
$50,000 - Per payable loss
Up to $125,000
Current Plus 20 Years Prior
125%, 150%
Up to 96 Months
Up to 19,500
Not available in CA or NY. Not permitted on leased vehicles in TX.
$50,000 - Per payable loss
Up to $100,000
Current Plus 20 Years Prior
125%
Up to 60 Months
(up to 12,500 GVWR)
Not available in CA, CO, MD or NY.
$50,000 - Per payable loss
Up to $100,000
Current Plus 20 Years Prior
125%
Up to 60 Months
Included (up to 12,500 GVWR)
Not available in CA, CO, MD or NY.
$50,000 - Per payable loss
Up to $125,000
Current Plus 20 Years Prior
150%, 125%, Unlimited*
Up to 96 Months
Included (up to 12,500 GVWR)
Included
*Unlimited LTV only available in CA, CO, MD, NY or where required by Lender.
Talk to our team and discover how we can help you achieve your business goals.
